ANNOUNCEMENTS
NOTICE FROM THE ILLINOIS DEPARTMENT OF INSURANCE
Governor Bruce Rauner has declared Christian County a state disaster area after significant storms impacted the county. Insurance consumers may experience disruption of mail delivery and displacement from their residences, businesses, and other properties due to the storms. To help provide safeguards and ensure Illinois consumers are not adversely affected by this disaster and do not suffer unnecessary hardship, all entities licensed or authorized to transact insurance business in this state are hereby requested to implement the safeguards listed below for all lines of business. These safeguards address problems consumers may face due to circumstances beyond their control. We hope these measures provide some peace of mind during the recovery process and help ensure that disaster victims do not lose important insurance coverage when they need it most. Effective immediately, all insurers are requested to implement the following guidelines to govern treatment of all consumers affected by this disaster (“affected policyholders”), residing in or who have property located in or around counties that have been declared disaster areas by Governor Bruce Rauner. Insurers need not file policy or rating manual changes to comply with any of the following directives.
Moratorium on cancellations and nonrenewals. Insurers shall withdraw any cancellation or nonrenewal notice issued on or after November 23, 2018, on any in-force policy issued to an affected policyholder and/or property. In addition, insurers shall not issue any new cancellation or nonrenewal notices to affected policyholders and/or property until January 23, 2019, or a later time if deemed reasonable given an individual consumer’s circumstance.
Other insurance-related time-period extensions. Insurers are directed to grant to affected policyholders an extension of any and all policy provisions or other requirements that impose a time limit for an insured or claimant to perform any act, including the submission of a claim or proof of loss, reporting of information, submission of bills, or payment of funds. Such extension shall be for a minimum of 60 days from the last date allowed or required under the terms of the contract or allowed or required by the insurer, or longer if deemed reasonable given an individual consumer’s circumstance.
Time-period extension for repairs. In the event repairs on affected property cannot be completed within the time period required under any policy, or within the 90-day time period for repairs prior to termination due to condition of the property [215 ILCS 5/143.27], insurers shall provide consumers with an extension of not less than 60 days to make such repairs.
Cancellation or nonrenewal respecting affected property. Although otherwise allowed under Illinois law, insurers are directed to refrain from canceling or nonrenewing insurance policies respecting affected property due to “increase in the risk originally accepted” [215 ILCS 5/143.21 and 143.21.1] or due to the geographic location of the risk [215 ILCS 5/155.22].
Other exceptions to policy or contract requirements or rating or underwriting rules. Insurers shall consider exceptions to policy or contract requirements, or to other rating or underwriting rules not otherwise listed herein, when such contractual requirements or rating or underwriting rules are not met as a result of this disaster. Exceptions to policy or contract requirements or rating or underwriting rules include instances where an insured is displaced from his or her home and is unable to obtain non-emergency medical services from a network provider.
Insurer Websites. Insurers are directed to post on their websites all actions taken to implement the requirements of this bulletin.
Availability of the Illinois Department of Insurance. Insurers shall advise Illinois consumers of the availability of the Department for filing a complaint regarding any disaster-related dispute or issue. Consumers shall be advised they may call the Department’s toll-free complaint hotline at 1-866-445-5364, or file a complaint online at: https://mc.insurance.illinois.gov/messagecenter.nsf
Governor Bruce Rauner has declared Christian County a state disaster area after significant storms impacted the county. Insurance consumers may experience disruption of mail delivery and displacement from their residences, businesses, and other properties due to the storms. To help provide safeguards and ensure Illinois consumers are not adversely affected by this disaster and do not suffer unnecessary hardship, all entities licensed or authorized to transact insurance business in this state are hereby requested to implement the safeguards listed below for all lines of business. These safeguards address problems consumers may face due to circumstances beyond their control. We hope these measures provide some peace of mind during the recovery process and help ensure that disaster victims do not lose important insurance coverage when they need it most. Effective immediately, all insurers are requested to implement the following guidelines to govern treatment of all consumers affected by this disaster (“affected policyholders”), residing in or who have property located in or around counties that have been declared disaster areas by Governor Bruce Rauner. Insurers need not file policy or rating manual changes to comply with any of the following directives.
Moratorium on cancellations and nonrenewals. Insurers shall withdraw any cancellation or nonrenewal notice issued on or after November 23, 2018, on any in-force policy issued to an affected policyholder and/or property. In addition, insurers shall not issue any new cancellation or nonrenewal notices to affected policyholders and/or property until January 23, 2019, or a later time if deemed reasonable given an individual consumer’s circumstance.
Other insurance-related time-period extensions. Insurers are directed to grant to affected policyholders an extension of any and all policy provisions or other requirements that impose a time limit for an insured or claimant to perform any act, including the submission of a claim or proof of loss, reporting of information, submission of bills, or payment of funds. Such extension shall be for a minimum of 60 days from the last date allowed or required under the terms of the contract or allowed or required by the insurer, or longer if deemed reasonable given an individual consumer’s circumstance.
Time-period extension for repairs. In the event repairs on affected property cannot be completed within the time period required under any policy, or within the 90-day time period for repairs prior to termination due to condition of the property [215 ILCS 5/143.27], insurers shall provide consumers with an extension of not less than 60 days to make such repairs.
Cancellation or nonrenewal respecting affected property. Although otherwise allowed under Illinois law, insurers are directed to refrain from canceling or nonrenewing insurance policies respecting affected property due to “increase in the risk originally accepted” [215 ILCS 5/143.21 and 143.21.1] or due to the geographic location of the risk [215 ILCS 5/155.22].
Other exceptions to policy or contract requirements or rating or underwriting rules. Insurers shall consider exceptions to policy or contract requirements, or to other rating or underwriting rules not otherwise listed herein, when such contractual requirements or rating or underwriting rules are not met as a result of this disaster. Exceptions to policy or contract requirements or rating or underwriting rules include instances where an insured is displaced from his or her home and is unable to obtain non-emergency medical services from a network provider.
Insurer Websites. Insurers are directed to post on their websites all actions taken to implement the requirements of this bulletin.
Availability of the Illinois Department of Insurance. Insurers shall advise Illinois consumers of the availability of the Department for filing a complaint regarding any disaster-related dispute or issue. Consumers shall be advised they may call the Department’s toll-free complaint hotline at 1-866-445-5364, or file a complaint online at: https://mc.insurance.illinois.gov/messagecenter.nsf
Our service commitment to our members
One of our goals to our members is to provide the best service we can, that is why when you call our office a “real” person answers
the phone to help you with your questions. If you should get the answering machine, we are closed or all phone lines are busy!
We hope that this will help our members when contacting us for information. If you call and the answering machine should pick up,
please leave your name, certificate number, the reason for the call, a number to reach you and a good time of day for us to call you back.
One of our goals to our members is to provide the best service we can, that is why when you call our office a “real” person answers
the phone to help you with your questions. If you should get the answering machine, we are closed or all phone lines are busy!
We hope that this will help our members when contacting us for information. If you call and the answering machine should pick up,
please leave your name, certificate number, the reason for the call, a number to reach you and a good time of day for us to call you back.
Announcing our new Scholarship
The Lynda (Posivak) Mohlenhoff Memorial Award
The LPSCU is proud to announce a NEW Scholarship for students pursuing a degree in or relating to the fields of Math, Science, or Technology. This scholarship, given in memory of Lynda (Posivak) Mohlenhoff, who was a member of LPSCU Branch 83 in Bethlehem, Pennsylvania, is funded entirely through the generosity of Lynda’s parents, Peggy and Frank Posivak, who are also members of Branch 83. One lucky qualified applicant will be chosen for the $500 award each year. The winner will be selected by a random drawing from among all qualified applicants. (Note: No individual shall be eligible to receive the scholarship more than two times.)
Any LPSCU member may apply, regardless of the amount or type of life insurance they have, but they must meet the following criteria to be eligible for this memorial award:
To be eligible to receive this year’s award, applications must be post marked by August 15. For an application, please call the LPSCU Home Office at 888-834-6614 (toll free) or 570-823-3513; fax 570-823-4464; e-mail lpscu@lpscu.org; or visit our website at www.lpscu.org.
The LPSCU appreciates this generous gift from Peggy and Frank Posivak in memory of their daughter, Lynda.
Any LPSCU member may apply, regardless of the amount or type of life insurance they have, but they must meet the following criteria to be eligible for this memorial award:
- Applicants must be accepted to attend (or already be attending) an accredited college/university as a full-time student pursuing a degree in or relating to the fields of Math, Science, or Technology. Proof of acceptance/attendance is required.
- Applicants must provide a wallet-size photo.
- Applicants must provide two letters of recommendation from a teacher, friend, or religious affiliation.
To be eligible to receive this year’s award, applications must be post marked by August 15. For an application, please call the LPSCU Home Office at 888-834-6614 (toll free) or 570-823-3513; fax 570-823-4464; e-mail lpscu@lpscu.org; or visit our website at www.lpscu.org.
The LPSCU appreciates this generous gift from Peggy and Frank Posivak in memory of their daughter, Lynda.
Introducing the LPSCU CookBook!
"The Art of Cooking - Heart of Our Family"
The LPSCU CookBook is full of recipes such as: Appetizers and Beverages,
Breads and Rolls, Soups, Salads and Sauces, Main Dishes,
Miscellaneous - Crock Pot, Ethnic Foods, Vegetables and Desserts.
Cost is $10.00 plus $5.00 shipping and handling per copy.
To order, send a check or money order along with the order form to:
LPSCU, 71 S. Washington St. Wilkes-Barre, Pa. 18701-3033
"The Art of Cooking - Heart of Our Family"
The LPSCU CookBook is full of recipes such as: Appetizers and Beverages,
Breads and Rolls, Soups, Salads and Sauces, Main Dishes,
Miscellaneous - Crock Pot, Ethnic Foods, Vegetables and Desserts.
Cost is $10.00 plus $5.00 shipping and handling per copy.
To order, send a check or money order along with the order form to:
LPSCU, 71 S. Washington St. Wilkes-Barre, Pa. 18701-3033
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Tree of Life
Do you need a very special gift? Purchasing a LEAF or STONE from the TREE OF LIFE Program makes a unique and perpetual gift. All proceeds received fund our Scholarship Program! Click Here for More Information |
LPSCU SEEKING INDEPENDENT AGENTS/RECOMMENDERS
The Ladies Pennsylvania Slovak Catholic Union is seeking licensed independent agents/recommenders to represent the Society and market our Life Insurance and Annuity products. Interested individuals do not need to be a member of the Society. Currently we are licensed to sell in Pennsylvania, Ohio, New Jersey, Indiana, Illinois, Michigan and Massachusetts. Please call or e-mail President Theresa Kluchinski at 888-834-6614 or Theresa@lpscu.org.
The Ladies Pennsylvania Slovak Catholic Union is seeking licensed independent agents/recommenders to represent the Society and market our Life Insurance and Annuity products. Interested individuals do not need to be a member of the Society. Currently we are licensed to sell in Pennsylvania, Ohio, New Jersey, Indiana, Illinois, Michigan and Massachusetts. Please call or e-mail President Theresa Kluchinski at 888-834-6614 or Theresa@lpscu.org.
THE IMPORTANCE OF LIFE INSURANCE
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Ladies Pennsylvania Slovak Catholic Union
71 South Washington Street Wilkes-Barre, PA 18701
570-823-3513 - 888-834-6614 (Toll Free)
Copyright © 2012 LPSCU
71 South Washington Street Wilkes-Barre, PA 18701
570-823-3513 - 888-834-6614 (Toll Free)
Copyright © 2012 LPSCU